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Going back to work after being a stay-at-home mom

On Behalf of | Nov 28, 2019 | Divorce

Although being a stay-at-home mom is not as common now as a generation ago, there are still plenty of Tennessee women whose primary job is taking care of their family. Moms who put a career on hold in the Knoxville, Gatlinburg and Sevierville area may stay married because they do not earn a regular paycheck. They worry about the negative impact a divorce can have on their quality of life. It is important for mothers to reach a settlement agreement that benefits everyone involved.

According to Forbes, nearly 25% of American mothers set aside a career to stay home and raise their children. While the law in virtually every state requires equitable distribution of assets, few require equal distribution. Although most people believe that mothers are better caregivers than fathers, it is typically not valued the same as a paid position. This invisible, unpaid labor is often overlooked, with breadwinning deemed more important.

Downsizing may be good for your wallet

In many cases, the asset distribution is not equal; the spouse with a career often receives a larger portion. Moving on after a split may require a detailed look at your cash inflows and outflows to determine what the new normal means for you. Even if you fought for the family home during the divorce, examine the actual costs. Utilities, mortgage and upkeep may be more than you can comfortably handle. Downsizing can positively impact your finances and give you some much-needed breathing room.

Preparing for work-life balance

Stepping back into the workforce can help you become more financially secure and help you regain a sense of independence. Reach out to friends and former coworkers and use your network to find positions that meet your needs. Jumping into a full-time job may not be the right move.

An attorney can help ensure the best possible outcome when negotiating asset division, but you may be ready to think about going back to work. Consider your options before committing to a job that causes problems in other areas, such as daycare, school activities and other responsibilities. A part-time or freelance position can help you get back into the swing of things more slowly, while still helping with the finances and your confidence.